Blog
Halloween Fun: Safety First to Prevent Tragedy
Halloween Excitement vs. Safety Concerns  When the air turns crisp and costumes come out, everyone feels the excitement of Halloween. It's a time for spooky fun, laughter, and community gatherings....
 
    
 
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Cybersecurity Awareness Month: Tips for Small Businesses
October is Cybersecurity Awareness MonthOctober is here, and while the leaves change color, it’s a reminder for businesses everywhere to change their approach to cybersecurity. As a small or mid...
 
    
 
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Deer Collisions: Essential Fall Safety Tips
As fall adorns our landscapes with vibrant hues of oranges, reds, and yellows, it's easy to get caught up in the season’s beauty. However, amidst the charm of autumn lies a hidden danger on our...
 
    
 
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Essential Insurance Tips for College Students
As the new school year dawns, parents and guardians find themselves amidst a whirlwind of excitement and anxiety as they prepare to send their students off to college. It’s a time filled with...
 
    
 
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The Psychology Behind Underinsurance: Why We Delay
Have you ever promised yourself to buy life insurance, only to find it slipping down your to-do list again and again? You're not alone. Countless people mean to secure life insurance but find...
 
    
 
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Understanding Contractor License Bonds
For Licensed Contractors: Meeting Today's ChallengesAs a licensed contractor, your daily routine involves navigating client expectations while ensuring compliance with the myriad of state laws and...
 
    
 
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August Traffic: Back-to-School Safety
August Rush: The Back-to-School Hustle    As summer winds down, families everywhere gear up for a new school year. August is a month filled with the excitement of shopping for school supplies and...
 
    
 
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Understanding the 16 Billion Credentials Data Breach
The Reality of the Recent Massive Data BreachA recent discovery has sent ripples through the cybersecurity community: a dataset containing a staggering 16 billion login credentials has come to...
 
    
 
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Understanding Commercial Property Insurance Responsibilities
In the world of business, unexpected events can strike at any time, and when it comes to property damage, the implications can be substantial. Commercial property insurance plays a crucial role in...
 
    
 
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Does General Liability Cover Independent Workers?
Understanding Liability Risks with Independent ContractorsWhen hiring independent (1099) contractors, it's critical for businesses to understand the liability risks involved. Many business owners...
 
    
 
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The Hidden Benefits of Life Insurance
When people think of life insurance, they often view it as a mere safety net for their loved ones after they've passed away. Yet, few realize that life insurance can be a powerful tool for...
 
    
 
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Milliman Doctor Trades Risk for Rewards
Check out this annuity testimony by Dr. Ben Labrot, and download the FINRA review below....
 
    
 
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Experts on Annuities
Taking a different approach to retirement income planning.                   If your retirement years are on the horizon and you’re starting to take planning for this time seriously, you’ll...
 
    
 
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Her Annuity is Security in the Fast Lane
When Elaine Larsen started out in jet car racing, it was all about the adrenaline rush. At speeds of over 280 mph, Larsen has made a career out of going as fast as possible for five seconds down a...
 
    
 
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New Retirement Formula
A new way of thinking about how much money you’ll need in retirement.                   How will you cover your expenses when you’re no longer receiving a paycheck? And how much money will you need...
 
    
 
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Smooth Sailing Toward Retirement
James Moskito is an ambassador                      for creatures of the sea. And he believes that the key to protecting them and their environment is introducing as many people as possible to...
 
    
 
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Outliving Your Income
One of the most common fears people share when considering retirement is the very real possibility of outliving the money they’ve worked so hard to save.                   One of your main concerns...
 
    
 
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Volcanologist Finds Confidence in Annuity
Rosaly Lopes can recall the exact moment when she decided to become a volcanologist.                      “During my college days, I was taking this class—Geology of the Earth and the Planets—and...
 
    
 
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Starting the Retirement Income Conversation
The first step in developing a successful income plan for retirement is understanding your options. Here are points you should discuss with your financial professional to make sure you’re on track...
 
    
 
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Think You Know Who Buys Annuities?
There’s no way to tell just by looking at someone whether they  own an annuity. They could look like coworkers, neighbors and  friends as annuity ownership spans almost every economic  class, age...
 
    
 
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Beneficiary vs Trusted Contact: Understanding the Importance of Both
Beneficiary, Trusted Contact, Durable power of attorney and Medical power of attorney: Understanding the Importance of these specific roles in your life                            Chad Mangum • Dec...
 
    
 
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Unlocking the Full Potential of Your 401k: A Guide to Effective Management
Are you a high-income earner between the ages of 40 and 60? If so, you likely understand the importance of planning for your retirement. One of the most powerful tools at your disposal is your 401k...
 
    
 
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Maximizing Your Social Security Benefits: When is the Best Time to Start?
Social Security benefits play a crucial role in ensuring financial security during retirement. However, deciding when to start receiving these benefits can be a complex and daunting task. To make...
 
    
 
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Social Security Cost of Living Adjustment for 2024
2024 Cost of Living Adjustment                    As you may know, the COLA (Cost of Living Adjustment) is an annual adjustment made to Social Security benefits to account for changes in the cost...
 
    
 
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Financial Benchmarks: A Guide to Securing Your Future
Are you worried about your financial future? Do you often find yourself wondering if you're making the right decisions with your money? If so, you're not alone. Many individuals struggle with...
 
    
 
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